The Andy Terminal — Support

The Andy Terminal is a professional-grade financial terminal for macOS. It gives you real-time market data, a full options chain, strategy calculators, and fundamental research tools — all in one window, with no brokerage account required.

Features

• Options Chain — Live put/call chain with Black-Scholes delta, ARORC, P.OTM, Volume, and Open Interest. Best-match strike highlighted automatically.
• BPS / BCS Spreads — Bull Put Spread and Bear Call Spread view with Fibonacci support/resistance levels.
• Canadian Put Calculator — Compares buying a deep ITM call vs. selling a cash-secured put, showing RORC, ARORC, and the capital advantage of the strategy.
• Stock Replacement Calculator — Models the tax and cash-flow impact of rolling a stock + covered call into a LEAP.
• Markets Strip — Live quotes for S&P 500, Dow 30, Nasdaq, Russell 2000, and VIX with intraday sparklines.
• Watchlist — Tracks your buy price and shows each stock's valuation zone (On Sale → Overpriced) with earnings warning dots.
• Financials — 10-year income statement, balance sheet, and cash flow charts pulled directly from SEC EDGAR. No API key required.
• Fundamentals — EPS growth, ROIC, debt analysis, Sticker Price, Margin of Safety, and a peer comparison table.
• News & Sentiment — Company headlines via Finnhub + 14 RSS feeds, with FinBERT sentiment scoring on every headline.
• Economic Dashboard — Sahm Rule, Yield Curve, Consumer Sentiment, and more via FRED.

Getting Started

The app works out of the box for market data and options — no account required. For the full experience, add these free API keys in Settings:

• Finnhub free — finnhub.io — enables company news, earnings dates, and company name resolution.
• Hugging Face free — huggingface.co/settings/tokens — enables FinBERT sentiment on news headlines.
• FRED free — fred.stlouisfed.org/docs/api — enables the Economic Dashboard.

Frequently Asked Questions

Does the app require a brokerage account?

No. All market data (quotes, options chains, price history) comes from Yahoo Finance, which is freely accessible without an account. Financial statements come from SEC EDGAR, also free and open to the public.

Why does the options chain sometimes show dashes instead of prices?

Market makers only quote options during regular trading hours (9:30 AM – 4:00 PM ET). Outside those hours, or for illiquid strikes, bid/ask/mark may be unavailable. Try again when the market is open, or select a more liquid expiration with higher open interest.

Why is my delta different from what my broker shows?

Delta is computed locally using the Black-Scholes model with Yahoo Finance's implied volatility. Brokers may use different models or live Greeks from an exchange feed. Small differences are expected, especially for deep ITM/OTM options or near expiration.

The app is showing the wrong company name for my ticker. How do I fix it?

Add a free Finnhub API key in Settings. The terminal will then resolve company names via Finnhub's symbol-search API whenever you type a query.

How do I access the Economic Dashboard?

Add a free FRED API key in Settings. Once configured, the Economic Dashboard appears in the Brief tab. It shows the Sahm Rule indicator, Yield Curve, Michigan Consumer Sentiment, Jobless Claims, and more.

What is the Canadian Put strategy?

The Canadian Put is a strategy where you buy a deep In-the-Money (ITM) call instead of selling a cash-secured put. Because a deep ITM call's extrinsic (time) value is equivalent to the premium of the same-strike put, you capture a similar income but with less capital at risk. The calculator compares the two side by side for every near-20-delta strike.

Can I use the app on multiple Macs?

Yes. Your subscription is tied to your Apple ID. Sign in with the same Apple ID on any Mac and use Restore Purchase on the paywall screen to unlock the app.

How do I cancel my subscription?

Subscriptions are managed entirely by Apple. Go to System Settings → Apple ID → Subscriptions, find The Andy Terminal, and tap Cancel Subscription. You can also manage it from the App Store app.

How do I report a bug?

Use Help → Report a Bug… from the menu bar, or go to Settings → Send Feedback. Both open an in-app form where you can describe the issue, attach diagnostic logs, and optionally provide a reply email. You can also email us directly using the address below.

Is my financial data stored anywhere?

No. The app fetches data on demand and stores nothing server-side. Your watchlist, API keys, and preferences are saved locally on your Mac only.

Privacy Policy